Terms & Conditions

Effective Date: 01 January 2026
Last Updated: 01 January 2026

Welcome to Financiography! This platform is designed to help you make smarter financial decisions. By using our website, tools, or services, you agree to these terms in full. Please read them carefully. They exist to protect both of us!

1. Who We Are

Financiography is a personal finance blog offering educational content, free tools, and resources to help individuals understand and manage their finances better. In the future, we may also provide paid courses, e-books, or services, always with your best interests in mind.

2. Content Disclaimer

We’re passionate about finance, but we’re not licensed advisors. Our content is for educational and informational purposes only. Nothing on this website should be interpreted as professional financial, legal, or tax advice. Always consult a certified professional before making financial decisions. Your financial journey is unique, what works for one person may not work for you!

3. Your Responsibilities

By using Money Master, you agree to:

• Use the site legally & respectfully —no hacking, spamming, or harassment.

• Not misuse, copy or resell our content without permission —we work hard on it!

• Use free downloads for personal, non-commercial use only (unless we give written permission for commercial use).

• Not attempt to gain unauthorized access to other users’ data or the website’s backend

4. Our Intellectual Property

All blog posts, images, downloads, tools, and designs published on Financiography are the intellectual property of Financiography unless otherwise noted. You may not copy, reproduce, or distribute our content without prior written permission. If in doubt, ask us first!

You must not:

• Copy or republish material from Financiography

• Sell, rent, or sub-license material from Financiography

• Reproduce, duplicate or copy material from Financiography

• Redistribute content from Financiography

5. Emails & Privacy

We collect user information (such as your name and email) when you submit forms or contact us. By doing so, you agree that we may use this data to:

• Respond to your inquiries and occasionally send you newsletters, updates, or promotional material.

• You can unsubscribe at any time.

  We respect your privacy and will not sell or share your personal data without your consent, privacy matters to us too! For details, see our Privacy Policy.

6. Third-Party Links & Affiliates

Our blog may include links to external websites or display advertisements. Some of these may be affiliate links, which means we may earn a small commission if you make a purchase, at no extra cost to you. We are not responsible for the content, policies, or practices of third-party websites. We only share what we genuinely believe in!

7. Paid Products & Refunds

We may offer paid products, courses, digital downloads, or services. All purchases will be subject to specific payment terms, refund policies, licensing rights etc. outlined at the point of sale. By purchasing from us, you agree to those terms. We want you to be happy, so fair policies matter to us!

8. User Comments & Feedback

We love hearing from you! But we reserve the right to:

• Edit or remove content that is offensive, irrelevant, spammy, or misleading.

• Remove spam, hate speech, or misinformation.

• Use submitted testimonials or feedback in promotional materials with your name. By submitting feedback, you allow us to use it on our site.

9. Limitation of Liability

We do our best to ensure accurate, updated, and helpful content but finance is complex. We can’t guarantee outcomes from using our content. By using this site, you acknowledge that you are responsible for your own decisions. We’re here to guide, not guarantee!

10. Changes to These Terms

Life evolves, and so might these terms. We reserve the right to update or modify these terms at any time without prior notice. Any changes will be reflected on this page. Your continued use of the website after changes means you accept the updated terms.

11. Governing Law

These Terms are governed by the laws of India. Any disputes arising under or in connection with them will be handled under Indian jurisdiction.

12. Contact Us

Questions? Suggestions? or Just want to say hi?
Email us at: contact@financiography.com
Or visit our Contact Page.

Thank You for Trusting Financiography!

We’re honoured to be part of your financial journey. Let’s grow smarter and wealthier together!